info@lmbankers.com
NMLS #34690 · Equal Housing Lender ·
Call:(516) 264-7040Lakeview Mortgage Bankers is a licensed New York mortgage banker and broker headquartered at 5512 Merrick Road in Massapequa. We help Long Island buyers, homeowners and investors compare home purchase, refinance, FHA, VA, jumbo and DSCR loans from multiple lenders — with a local team that knows the market.
Long Island is one of the most expensive housing markets in the country, and financing here has its own details: high property taxes, flood zones along the South Shore, co-ops in parts of Nassau County, and price points that often sit near or above the conforming loan limit.
A bank can only offer its own products. As a mortgage broker on Long Island, we compare options across conventional, FHA, VA, jumbo and non-QM lenders, then recommend the one that fits your budget and timeline. Our loan officers have helped families in Nassau and Suffolk for more than 20 years.
Because our office is in Massapequa, you can meet your loan officer in person, and we coordinate closely with Long Island real estate agents, attorneys and title companies to keep your closing on schedule.
We serve all of Nassau County and Suffolk County, including Massapequa, Hempstead, Oyster Bay, North Hempstead, Babylon, Islip, Huntington, Brookhaven, Smithtown and the East End.
Local factors that shape your mortgage:
The right program depends on your goals, income and the property. These are the loans Long Island clients ask us about most.
Fannie Mae and Freddie Mac loans for buyers with documented income and good credit. In Nassau and Suffolk, high-balance conforming loans go up to $1,249,125 for a single-family home in 2026.
FHA loans have flexible credit guidelines and are popular with first-time buyers on Long Island. The 2026 FHA limit in Nassau and Suffolk counties is $1,249,125 for a one-unit home.
Eligible veterans, service members and surviving spouses can buy on Long Island with VA financing and no private mortgage insurance, subject to VA entitlement and lender guidelines.
We explain every step, from pre-qualification to closing, and help you see whether New York programs such as SONYMA or local down payment assistance could work for you.
North Shore, Hamptons and waterfront homes often exceed conforming limits. We place jumbo loans with lenders that understand high-value Long Island properties.
Lower your rate, take cash out for renovations, or finance a Long Island rental with a DSCR or bank statement loan that qualifies on rental or business income.
Nassau and Suffolk are part of the New York–Newark–Jersey City metro area, so they use the highest federal loan limits allowed.
| Property type | 2026 conforming limit (Nassau & Suffolk) | 2026 FHA limit (Nassau & Suffolk) |
|---|---|---|
| 1 unit | $1,249,125 | $1,249,125 |
| 2 units | $1,599,375 | $1,599,375 |
| 3 units | $1,933,200 | $1,933,200 |
| 4 units | $2,402,625 | $2,402,625 |
Sources: FHFA 2026 conforming loan limits and HUD 2026 FHA loan limits. High-cost area limits for 2–4 units equal 150% of the national baseline. Figures apply to loans in 2026 and may change.
A clear process from first call to keys in hand.
Call, visit our Massapequa office or apply online to talk about your goals and budget.
Receive a pre-qualification letter so Long Island sellers and agents take your offer seriously.
Shop with confidence. We review taxes, flood zone and property type with you before you bid.
We coordinate the appraisal, title and your attorney so the file moves quickly.
Sign at closing with your Long Island attorney and get the keys.
Our Long Island team works alongside loan officers across New York and our Florida and Georgia offices.
Answers to what Nassau and Suffolk buyers ask us most.
In 2026 the conforming loan limit for a one-unit home in both Nassau and Suffolk County is $1,249,125, the highest limit allowed by the FHFA. Two-, three- and four-unit properties have higher limits.
The 2026 FHA loan limit for a single-family home in Nassau and Suffolk counties is $1,249,125, according to HUD.
A bank can offer only its own loan products. A mortgage broker compares programs from multiple lenders, which can help you find better terms or a lender that accepts your situation, such as self-employed income or a co-op purchase.
If the home is in a FEMA Special Flood Hazard Area and you finance it with a federally regulated or insured loan, the lender will require flood insurance. Ask us to check the flood zone before you make an offer so you can budget for it.
Some buyers qualify for New York programs such as SONYMA or local down payment assistance. Eligibility depends on income, purchase price and location. A loan officer can review which programs may apply to you.
Our office is at 5512 Merrick Road, Massapequa, NY 11758. Call (516) 264-7040 to schedule a meeting.
Talk to a licensed loan officer at our Massapequa office. We will compare your options and give you a clear plan — at no obligation.
Lakeview Mortgage Bankers Corp. NMLS ID 34690 (NMLS Consumer Access). Licensed Mortgage Banker, NYS Department of Financial Services. See all state licenses. This is not a commitment to lend. All loans are subject to credit, income, property and underwriting approval; programs, terms and guidelines may change without notice. Equal Housing Opportunity.
For Licensing Info, go to: www.nmlsconsumeraccess.org
Company NMLS ID: 34690
© 2026 Lakeview Mortgage Bankers Corp. All rights reserved.
Lakeview Mortgage Bankers Corp.
5512 Merrick Road
Massapequa, NY 11758
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