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NMLS #34690 · Equal Housing Lender ·
Call:(516) 264-7040Buying or refinancing in Brooklyn (Kings County)? Lakeview Mortgage Bankers compares loans from multiple lenders for co-ops, condos, townhouses and multifamily buildings across Brooklyn and New York City. Our multilingual loan officers speak English, Spanish, Greek and Mandarin.
Brooklyn is not a typical mortgage market. Many buyers are purchasing a co-op that needs board approval, a condo in a building that must meet lender project requirements, or a two- to four-family brownstone where rental income can help them qualify.
Not every lender finances co-ops or non-warrantable condos. As a mortgage broker in Brooklyn, we work with lenders that do, and we prepare your file with the building's documents in mind so there are no surprises late in the process.
We also help investors buy and refinance Brooklyn multifamily properties with conventional, DSCR and bank statement loans, and we help homeowners refinance or take cash out.
We help buyers in every Brooklyn neighborhood, including Park Slope, Bay Ridge, Bensonhurst, Sheepshead Bay, Williamsburg, Bushwick, Crown Heights, Flatbush, Dyker Heights and Brighton Beach, plus Queens, Manhattan, the Bronx and Staten Island.
Plan for these before you make an offer:
From a first co-op to a four-family investment, these are the options we arrange most often in Kings County.
Share loans for cooperative apartments, coordinated with the building's board package and recognition agreement. We work with lenders that actively finance NYC co-ops.
Financing for new-development and resale condos, including buildings that do not meet standard Fannie Mae or Freddie Mac project guidelines.
Live in one unit and rent the others, or buy as an investment. In Kings County, 2026 conforming and FHA limits reach $2,402,625 for a four-unit property.
FHA financing offers flexible credit guidelines for first-time and repeat buyers. The 2026 FHA limit in Kings County is $1,249,125 for one unit.
We walk you through the process and review whether programs such as SONYMA or NYC HPD's HomeFirst Down Payment Assistance may be available for your purchase.
Lower your rate, change your term or use your home's equity for renovations or your next investment, on a house, condo, co-op or multifamily.
Kings County is in the New York–Newark–Jersey City metro area, which uses the highest conforming and FHA loan limits allowed.
| Property type | 2026 conforming limit | 2026 FHA limit |
|---|---|---|
| 1 unit | $1,249,125 | $1,249,125 |
| 2 units | $1,599,375 | $1,599,375 |
| 3 units | $1,933,200 | $1,933,200 |
| 4 units | $2,402,625 | $2,402,625 |
Sources: FHFA 2026 conforming loan limits and HUD 2026 FHA loan limits. The same limits apply in Queens, Manhattan, the Bronx and Staten Island. Figures apply to loans in 2026 and may change.
Our step-by-step approach for NYC purchases.
Tell us about the property type, neighborhood and budget you have in mind.
Get a letter that shows sellers and co-op boards you are ready to buy.
We provide what your attorney and the co-op or condo board need.
The lender reviews the property, the building and your file.
Close with your attorney and receive your keys or shares.
Our New York team covers the five boroughs and Long Island, with offices in Florida and Georgia.
Common questions from Kings County buyers and owners.
In 2026 the conforming and FHA loan limits for a one-unit home in Kings County are both $1,249,125. Limits for two-, three- and four-unit homes are $1,599,375, $1,933,200 and $2,402,625.
Yes. Co-op purchases use a share loan, and both the lender and the co-op board must approve the transaction. Many boards have their own down payment and reserve requirements, so we review them with you early.
Yes. Lenders can count a portion of the rent from the other units, using existing leases or the appraiser's rent estimate, which can increase what you qualify for.
New York City and New York State offer programs such as NYC HPD's HomeFirst Down Payment Assistance and SONYMA loans for eligible first-time buyers. Eligibility depends on income, price and property type.
Yes. Our New York team includes loan officers who speak English, Spanish, Greek and Mandarin.
Yes. DSCR loans qualify based on the property's rental income, and bank statement loans use deposits instead of tax returns. Both are available for 1–4 unit properties.
Talk to a licensed New York loan officer today. We will compare your co-op, condo or multifamily options and explain every step.
Lakeview Mortgage Bankers Corp. NMLS ID 34690 (NMLS Consumer Access). Licensed Mortgage Banker, NYS Department of Financial Services. See all state licenses. This is not a commitment to lend. All loans are subject to credit, income, property and underwriting approval; programs, terms and guidelines may change without notice. Equal Housing Opportunity.
For Licensing Info, go to: www.nmlsconsumeraccess.org
Company NMLS ID: 34690
© 2026 Lakeview Mortgage Bankers Corp. All rights reserved.
Lakeview Mortgage Bankers Corp.
5512 Merrick Road
Massapequa, NY 11758
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